- Adelaide, Australia
- 0412 045 594
- financehelp360@gmail.com
We offer a comprehensive range of financial solutions, including first home buyer assistance, refinancing, loans against property, investment property financing, personal loans, car loans, commercial loans, business loans, and comprehensive financial planning services.
Applying for a loan with Financehelp 360 is simple. You can start by contacting us via our website or phone. We’ll schedule a consultation to discuss your needs, assess your financial situation, and guide you through the application process.
A fixed-rate loan has an interest rate that remains the same throughout the loan term, providing predictable monthly payments. A variable-rate loan has an interest rate that may change based on market conditions, which can result in fluctuating payments.
The amount you can borrow as a first-time homebuyer depends on various factors, including your income, credit score, and financial history. Our team will assess your situation and help you determine your borrowing capacity.
Refinancing can help you secure a lower interest rate, reduce your monthly payments, access equity for home improvements or debt consolidation, and adjust the loan term to better fit your financial goals.
The loan approval process can vary depending on the type of loan and your individual circumstances. Generally, we aim to provide pre-approval within a few days and finalize the loan within a few weeks. Our team will keep you updated throughout the process.
Common documents required for a loan application include proof of identity, income verification (pay stubs or tax returns), bank statements, and details about your debts and assets. Our team will provide you with a complete checklist during your consultation.
While a poor credit score can make it more challenging to secure a loan, it’s not impossible. We offer solutions for clients with various credit histories and will work with you to find options that suit your needs.
